Canadian co-borrower service
We endorse your application with a partner lender. Every file remains subject to the lender’s review.
We are not the lender
Bilingual service
In French or English, your choice.
A human answer
Toll-free at (877) 711-7738 during business hours.
Online requests 24/7
The secure portal is always open.
Responsible review
Every file is reviewed; approval is never guaranteed.
The service
Mon Petit Prêt provides a co-borrower (endorsement) service. We are not the lender: we support your file for short-term financing, subject to review.
You
Online application
Mon Petit Prêt
Co-borrower (endorsement)
Partner lender
Review, contract, funds
Contract and deposit
We act as co-borrower or endorser. The loan contract is issued by the partner lender.
Online requests 24/7
The secure portal is always open.
Examples
$2,000
Up to $2,000 depending on the file
Homepage examples from $400 to $1,000, with support that may reach up to $2,000 depending on the file.
Co-borrower fee
Based on the principal
Interest
By the lenderSet by the lender, within legal limits
Co-borrower fees vary with the principal. Lender interest is set by the lender and stays within legal limits.
Every request is reviewed for income, job stability, obligations and history so financing stays responsible.
The journey
Application form, bank verification and identity documents, lender contract, then funds deposit. Everything happens online.
Form
Answer every question on the online application form.
Verification
Complete the instant bank verification requested in the portal, then provide the requested documents to confirm your identity.
Contract
If the file moves forward, the lender may send a contract for you to review before any signature.
Deposit
After the signed contract is returned, the lender may deposit funds, usually by direct deposit.
Applications are online only. A repayment-capacity review is always required: approval is never guaranteed.
Examples
Three illustrations only. Exact terms can vary with review and the lender.
Illustrative amount
$400
Select an amount to view the matching example.
Your example
$400
Approval is never guaranteed.
Products shown are examples only. They are representative but may vary. If approved and you choose an instant Interac deposit when offered, an extra $10 fee applies.
Eligibility
These points guide the review. Meeting them does not guarantee approval.
01
Be 18 or older
02
Reside in Canada
03
Hold stable employment
04
Receive salary by direct deposit to a Canadian bank account
05
Have net income of at least $1,500 per month
06
Not have made a consumer proposal, debt consolidation, or bankruptcy within the last 30 days, and not be considering one of those steps within the next 6 months
Income sources not accepted
Our approach
This financing is mainly for urgent needs when other options are unavailable. We keep roles, fees, and service limits easy to understand.
We act as co-borrower or endorser. The loan contract is issued by the partner lender.
We review repayment capacity. A refusal can protect both the client and legal compliance.
If payments become difficult, our agents can help you discuss accommodations with the lender when possible.
Questions
The essentials before you open an application.
No. We provide a co-borrower service. If the file moves forward, the contract comes from the partner lender.
Open the secure portal, complete the form, and follow the verification steps. No promise of approval or instant funding.
A human team, one call away
Real people answer your questions before, during, and after your request.
(877) 711-7738Monday to Thursday, 8:30 a.m. to 4:30 p.m. · Friday, 8:30 a.m. to 12:30 p.m.
Direct deposit
After the signed contract is returned
If you have honoured your commitments, you can explore an endorsement renewal.
Typical eligibility: remaining balance under $150, stable income still deposited to your bank, and no insolvency process underway. Subject to review.
Up to $2,000
Renewal request
